Welcome to Praise Financial Institute LLC (“we,” “us,” or “our”). We are committed to protecting your privacy and ensuring transparency regarding how we collect, use, and share your information. This Privacy Policy applies to our website https://praisefinancialinstitute.com, our services, and all related communications, including SMS messages.
1. Information We Collect
We collect various types of information, including:
Personal Identifiers:
• Name, address, email address, phone number, date of birth, Last 4 Social Security Number (SSN).
Financial Information:
• Credit reports, payment information, banking details, and credit-related data.
Account Information:
• Username, password, and account activity.
2. How We Collect Your Information
We collect your information through:
• Direct Interaction: When you fill out forms, register an account, or use our services.
• Third Parties: Credit bureaus, financial institutions, or authorized partners.
3. How We Use Your Information
We use your information to:
• Provide and improve our credit repair services.
• Process payments and manage your account.
• Communicate with you (e.g., updates, service notifications, promotional offers).
• Comply with legal obligations, including federal laws such as the Fair Credit Reporting Act (FCRA).
4. Sharing Your Information
We do not sell or rent your information. However, we may share your information with:
• Service Providers: Partners who assist in service delivery
(e.g., payment processors, IT support).
• Credit Reporting Agencies: For credit disputes and related services.
• Legal Authorities: When required by law or to protect our legal rights.
5. SMS Communications
By providing your phone number, you consent to receive SMS messages from Praise Financial Institute LLC, SMS opt in and phone numbers for the purpose of SMS will not be shared with third party and is completely for marketing purposes. Messages may include service updates, account notifications, and promotional content.
• Message Frequency: Varies based on your account activity.
• Fees: Standard message and data rates may apply.
• Opt-out: To unsubscribe, reply “STOP” to any SMS message.
• Support: For help, reply “HELP” or contact us at contact@praisefinancialinstitute.com
6. Data Retention
We retain your personal information for as long as necessary to fulfill
the purposes outlined in this policy or as required by law.
7. Cookies and Tracking Technologies
We use cookies to enhance your browsing experience and analyze website usage.
You can manage your cookie preferences through your browser settings.
8. Data Security
We implement industry-standard security measures to protect your data.
However, no system is entirely secure, and we cannot guarantee absolute security.
9. Changes to This Privacy Policy
We may update this policy periodically. Any changes will be
posted on this page with an updated effective date.
10. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
Praise Financial Institute LLC
445 Dexter Ave Suite 4050
Montgomery, Al 36095